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As Seen In
Key benefits for every need 🔑
ClaimsSnap: Digital claim payment workflows with multi-party approvals, mortgagee integrations, and direct bank disbursements.
‍AgentSnap: Automated agency billing, premium collection, and auto-remittance to carriers.
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‍Fast, Secure & Compliant: PCI-DSS and SOC-level security built for insurance workflows.
for carriers, MGAs, and TPAs
Pay claims instantly with nothing more than an insured’s email address. Dozens of powerful features sculpted by industry-leading carriers, MGAs, and TPAs.
for Insurance Agents
AgentSnap makes selling and binding agency billed policies as easy as sending a link to your customer’s phone.
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Invoicing? Easy.
‍Signatures? No problem.
‍Premium remittance? Automatic.
Trusted by industry-leading companies
SnapRefund
Automate Insurance Claim and Premium Payments for Carriers, TPAs, MGAs & Agents
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‍SnapRefund is a unified digital insurance payments platform that helps carriers, third-party administrators (TPAs), managing general agents (MGAs), and insurance agents automate claim disbursements, agency billing, and premium remittance; eliminating manual processes, reducing costs, and accelerating payouts without replacing existing core systems.
Get to know the talented individuals
behind SnapRefund’s success.
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Cody Eddings
Cody Eddings is a lifelong entrepreneur and engineer. Born and raised in St. Louis, he graduated from Lehigh University with a B.S. in Computer Engineering and has built apps for fortune 500 companies and startups alike.
Cody is a 3rd time founder and previously served as Lead Android Engineer at URBN.
Cody loves helping insurers and producers automate their payment workflows, driving higher profitability and efficiency across the value chain.
In his free time, he loves spending time with his dogs, hiking, and playing strategy games.
Anis Taylor
Anis Taylor is the Co-Founder and COO of SnapRefund, where he combines more than 20 years of product development expertise with a Master’s degree in Blockchain and Digital Currency.
Passionate about driving innovation with purpose, Anis continues to shape the future of insurance payments, making transactions faster, smarter, and more efficient.
Choose the right plan for your business
Basic
Start small
$15 / Monthly
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Essential chatbot capabilities to get you started- Communicate in 10+ languages
- Seamless connection with platforms like WordPress and Shopify
- Up to 1,000 monthly conversations
Pro
Scale your capabilities
$85 / Monthly
most popular
- Advanced automation and customization tools
- Communicate in 50+ languages
- Compatible with all major platforms and CRMs
- Up to 10,000 monthly conversations
- In-depth insights with exportable reports
Enterprise
Do more with enterprise
$125 / Monthly
- Full access to all functionalities
- Communicate in 100+ languages
- Tailored solutions for unique business needs
- No chat limits—scale as needed
- Priority assistance and personalized onboarding
- Deep learning-powered analytics for actionable business strategies
Basic
Start small
$10 / Yearly
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- Essential chatbot capabilities to get you started
- Communicate in 10+ languages
- Seamless connection with platforms like WordPress and Shopify
- Up to 1,000 monthly conversations
Pro
Scale your capabilities
$65 / Yearly
most popular
- Advanced automation and customization tools
- Communicate in 50+ languages
- Compatible with all major platforms and CRMs
- Up to 10,000 monthly conversations
- In-depth insights with exportable reports
Enterprise
Do more with enterprise
$100 / Yearly
- Full access to all functionalities
- Communicate in 100+ languages
- Tailored solutions for unique business needs
- No chat limits—scale as needed
- Priority assistance and personalized onboarding
- Deep learning-powered analytics for actionable business strategies
Our happy customers
Discover how carriers, Managing General Agents, and Third Party Administrators are taking the effort out of their payment operations and settling payments worldwide with an elegant UX.
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Frequently asked questions
Find answers to common questions about ClaimsSnap.
More questions?
Let us know at: support@snaprefund.io
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Your bank dashboard was built to move money. ClaimsSnap was built to pay claims.
Bank dashboards have no concept of mortgagee approvals, multi-party routing, prompt payment compliance, EOB & document mailing and digital delivery, or branded policyholder communication.
ClaimsSnap adds all of that on top of your existing bank. You keep your accounts, your yield, and your banking relationships while augmenting insurance-specific workflows on top of them.
No. SnapRefund purpose-built ClaimsSnap and Agencies for the carriers, MGAs, TPAs, and agencies that enterprise platforms often ignore.
Regional & mutual carriers, niche MGAs, specialized TPAs, and small family agencies that need modern payments without a six-month project or a six-figure budget are well supported within SnapRefund.
Flexible, transaction-based pricing and discounted pilots mean you can prove value before committing.
No. ClaimsSnap integrates directly into your existing CMS via API or pairs with it through a no-code dashboard. No rip-and-replace, large data migration, or complex internal IT projects required.
API implementation takes less than a day and most customers are fully live in under two weeks.
- Awaiting-sign-up
- Awaiting-cash-out
- In-transit
- Settled
- Canceled
- Failed
In your Transaction History you’ll see all of the payments you’ve sent and received.
As your payments travel within ClaimsSnap you’ll find the status updates in real-time. There are six potential statuses:
Check out what each status means below.
Opting out of communication is easy!
Navigate to Preferences (click the hamburger menu tray if you're on mobile).
From here, you can choose which communication channels are allowed.
Security is at the center of SnapRefund.
ClaimsSnap and AgentSnap hold SOC 2 Type II attestation and PCI DSSÂ compliance. All data is encrypted and tokenized where possible. Sensitive payment data is never stored on SnapRefund's servers. SnapRefund's infosec team conducts regular penetration testing and monitors platform usage 24/7.
Additionally, role-based Identity Access Management (IAM) and full audit trails help you manage access and keep your data secure.
ClaimsSnap supports ACH, RTP (real-time payments), Venmo & PayPal, paper checks with four shipping speeds from FedEx® Next Day to USPS Regular, and cross-border payments to 202 countries in Dollars, Pounds, and Euros with support for 147 local currencies.
Payment recipients choose their preferred method via a secure pending payment link sent in a branded email, or your team pushes a direct payment in the method of your choosing.
In some cases, the financial institutions we partner with automatically flag accounts they were unable to identify automatically and they request a manual review of a user's identification.
Not to worry, everything is okay! We simply need to have one of our identity verification partners verify that you're you.
When uploading a picture of your government issued photo ID, license, or passport, keep the following in mind to avoid longer verification timelines:
- All 4 Edges of the document should be visible
- A dark/high contrast background should be used
- At least 90% of the image should be the document
- Should be at least 300dpi
- Capture image from directly above the document
- Make sure that the image is properly aligned, not rotated, tilted or skewed
- No flash to reduce glare
- No black and white documents
- No expired IDs
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Once you upload your document we'll have it reviewed in anywhere from a few seconds to 2 business days. You'll be notified when review is complete.
ClaimsSnap helps insureds trust their insurer in their time of need: expediting the claim process by removing manual bottlenecks as insurers pay approved claims.
The biggest being the different payment method options you have at your fingertips. From Instant payouts that settle in seconds, to ACH payments, to paper checks.
Using ClaimsSnap allows you to get paid anyway you want, anytime you want, even on nights and weekends.
Plaid makes it easy to securely connect your bank to ClaimsSnap. Plaid connects to thousands of financial institutions across the United States. With Plaid, connecting your bank account is easy. With Plaid, you’re in control of your data. You choose whom your data is shared with, for what purpose, and how long.
On ClaimsSnap every reimbursement is paid in full. The amount shown in the final Confirmation step is always the amount that recipients will receive.
No. When recipients cash out Pending Payments they can choose to save a default payment method, cashing out future disbursements automatically.
For direct payments, recipients do not need to take any action to receive their funds; they are transmitted automatically via the sender's chosen method.
On the ClaimsSnap platform, a recipient’s pending payment will remain available until it is settled by the receiver, or canceled by the sender. There is no limit to when you are able to retrieve your money.